Insurance Coverage

All of Frith Anderson + Peake’s attorneys are experienced insurance-defense attorneys. We are well versed in all aspects of insurance-related litigation, including claims investigation; coverage questions; and litigation in trial courts, appellate courts, and the Virginia Workers’ Compensation Commission.

In addition to our insurance-defense litigation practice, we offer the following services:

Coverage Analysis & Opinions

As a result of our longstanding and broad insurance-defense practice, we have extensive experience with coverage disputes of all sorts. Coverage issues can range from simple, narrow questions to complex disputes involving multiple policies, insurance companies, jurisdictions, governing laws, and litigants. We frequently resolve such disputes with direct negotiation, alternative dispute resolution, and litigation in federal and state trial and appellate courts.

Phillip Anderson regularly authors a chapter on uninsured- and underinsured-motorist coverage in a leading treatise on Virginia insurance law.

Declaratory-Judgment Actions

When an insurance-coverage dispute arises, often the most-efficient resolution is a court ruling defining the parties’ rights and obligations. We routinely litigate declaratory-judgment actions to obtain such rulings.

We have obtained summary judgment in a number of state and federal court declaratory-judgment actions involving complex coverage issues. Our attorneys recently obtained summary judgment in state court on a novel issue of Virginia insurance law. Over a million dollars were at stake, and when the opposing party attempted to appeal that ruling, we successfully preserved that ruling for our client.

Fraud Analysis & Examinations Under Oath

Frith Anderson + Peake helps insurance companies analyze questionable property and liability claims. We routinely handle claims involving suspicious fires, thefts, and auto accidents. We have the experience and resources to conduct an in-depth investigation of a questionable claim, and we have taken numerous examinations under oath and sworn statements from insureds, claimants, witnesses, and informants.

If a claim is denied based on our investigation, we ensure that the insurance company will be in a good position to defend that denial. We have litigated many bad-faith claims, but insurance companies count on us to help them avoid those claims in the first place.

Phillip V. Anderson